Radical Personal Finance 1111-A Relentless Commitment to the Boring Fundamentals Will Make You Rich
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Oct 10, 2025 Living in Brazil, the host highlights the safety and quality of life in Florianopolis and discusses public safety as a core government responsibility. He emphasizes mastering fundamentals in personal finance and life, drawing on Vince Lombardi's training camp story to illustrate their importance. The conversation explores why people abandon the basics, the necessity of systems to keep fundamentals engaging, and the value of hobbies for ongoing learning. Lastly, listeners are encouraged to persevere through boredom to gain a competitive edge.
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Living In Florianopolis Changed Perspective
- Joshua Sheets and his family lived three months in Florianopolis, Brazil while doing birth tourism and learning Portuguese.
- He found the city markedly safer and more pleasant than other Brazilian cities, which shaped his reflections on fundamentals.
Fundamentals Make A City Livable
- Safety and basic law enforcement are the primary fundamentals that made Florianopolis livable compared with other Brazilian cities.
- Joshua argues that doing basic governmental duties well creates outsized positive effects for citizens.
Conversations With Uber Drivers
- Joshua recounts asking Uber drivers why Florianopolis differs from Rio or São Paulo and heard consistent reports of less corruption.
- Those conversations reinforced his view that enforcement and lack of corruption drive the city's quality.