The Martin Lewis Podcast Question Time: Can I refuse a Smart meter? Should I clear my student loan? Is a stoozer a loser?
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Oct 20, 2025 In this engaging discussion, Martin tackles whether smart meters are mandatory and clarifies the benefits of upgrading. He advises on handling student loans, suggesting saving over immediate repayment. When it comes to energy tariffs, he weighs the pros and cons of one- versus two-year fixes. With a touch of broadcasting wisdom, he shares tips to enhance on-air delivery. Finally, he explains stoozing and its potential impact on future mortgage rates, offering strategic advice for managing debts.
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Check Meter Certification First
- Do check if your electricity meter's MID certification has expired before refusing a smart meter installation.
- If it is expired, you may be required to accept a smart meter but can request it be put in dumb mode.
Smart Meters: Benefits And Reliability Issues
- Smart meters can enable automatic readings and new time-of-use tariffs that help cut costs.
- But over 20% of smart meters currently fail to work properly, so installation must be matched with fixes.
Save First Rather Than Rush To Clear Loan
- Do weigh current earnings, rental income and years to retirement before overpaying a Plan 2 student loan.
- If unsure, save in a high-interest cash ISA so you earn ~4–4.5% while keeping the option to clear the loan later.