Listener feedback takes center stage as Clark answers criticisms in a lighthearted segment. A street survey reveals surprising trends in retirement savings among young adults, showcasing their growing financial savvy. The discussion also delves into the complexities of 401(k) plans, shedding light on common misconceptions. Clark highlights the importance of understanding flexible spending accounts, especially for military personnel. The episode wraps up with essential insights on credit card strategies and savings tips for the upcoming holiday season.