Bryan Maddox, an expert in real estate financing. The discussion covers the complexities of traditional and non-QM loans, emphasizing the unique challenges and advantages of each.

Bryan delves into strategies for leveraging owner-occupied loans for investment, the nuances of DSCR loans, and the importance of finding the right broker. He also shares valuable insights on making informed investment decisions and the potential benefits of HELOCs on investment properties.

The episode is rich with information for both novice and seasoned real estate investors looking to optimize their financing options.

00:00 - Intro

02:45 - Becoming an Investor

04:02 - The 5% Family House Hack

06:17 - Investor Financing Deep Dive

11:41 - Owner-Occupied vs. Investor Loans

19:14 - Navigating Conventional Loans

24:04 - What is a DSCR Loan?

29:29 - Financing Co-Living & Pad Splits

31:30 - DSCR Down Payments

33:47 - Interest-Only Loan Strategy

36:33 - Are "No-Doc" Loans Risky?

39:51 - Cash-Out Refi & Seasoning Rules

45:58 - Using Prepayment Penalties

50:22 - Why Your Lender Matters

55:11 - Connect with Bryan

Connect with Bryan- https://www.linkedin.com/in/bryanmaddex/

DSCR Deep Dive: A Guide to Rates, Ratios, and Getting Your Investment to Qualify Itself | EP 57