
Wall Street Week Santander’s Ana Botín, Reality of Quantum Computing, Netherlands Pension Reform, Data Center Win-Win
Nov 15, 2025
Ana Botín, Executive Chairman of Banco Santander, discusses navigating Europe's regulatory landscape while prioritizing growth. She emphasizes the need for a capital markets union to aid SMEs and critiques excessive regulations stifling banking in Europe. Olli Sörka, CEO of Helen, reveals how Helsinki monetizes data center waste heat for district heating, promoting sustainability. They touch on modernizing pension systems, with Dutch reforms serving as a model for global adaptation in the face of demographic shifts.
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Scale Through A Unified Platform
- Santander unified diverse businesses into a single open financial services platform to drive growth.
- Ana Botín attributes recent profits to scale, simplification, and platform-driven operating leverage.
Make Regulation Support Growth
- Europe must balance smart regulation with policies that support growth and investment.
- Ana Botín warns excess capital requirements and taxation can disincentivize investment and slow growth.
Quantum Uses Different Math To Unlock New Solutions
- Quantum computing uses different math and qubits to explore solutions classical computers cannot reach.
- Jamie Garcia says researchers test algorithms to find where quantum offers accuracy or speed advantages.




