Wealthy Way Everyday Legal Risk: Liability at Home & Your Rights at the Door
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Oct 11, 2025 This week's guest is an experienced insurance and liability lawyer specializing in homeowner risks and cybersecurity. They delve into crucial topics like dog bite liability and tenant injuries, clarifying what insurance typically covers. The conversation also highlights the importance of frequent safety inspections for businesses and unique construction risk policies for flippers. Additionally, they explore Fourth Amendment rights related to police entry and the legal implications of AI and ChatGPT, emphasizing the need for confidentiality.
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Confirm Liability Coverage For Injuries
- Check your homeowners or landlord policy to confirm if dog bites and slip-and-fall injuries are covered.
- Buy appropriate liability coverage if your policy excludes those risks to avoid suing the individual owner only.
Broken Chair Tailbone Example
- The Guest Attorney recalled a case where an overweight person broke a chair and hurt their tailbone during a home visit.
- He used it to illustrate how homeowners policies can apply to odd slip-and-fall or property-incident claims.
Inspect And Fix Store Hazards Regularly
- If you run a storefront, inspect the premises frequently and train employees to address hazards immediately.
- Put up signs or clean spills right away to reduce liability and protect your business.