Ep 388. SVB Financial Collapse, Modern Bank Runs, and The Future of Regional Banks

1

Introduction

00:00 • 3min

2

What's Going On, Jeff?

02:32 • 2min

3

What's Happening to Your Deposits?

04:54 • 6min

4

What Are Your Thoughts on the Fundraising Environment?

10:29 • 4min

5

Silicon Valley Bank and Other Banks Don't Take Risks Into Accounts

14:08 • 6min

6

Why You Shouldn't Buy Short-Term Securities

19:50 • 6min

7

Do You Think Bank Runs Are a Little Bit Different?

25:38 • 3min

8

Is There a Risk to Uninsured Deposits?

28:22 • 2min

9

Silicon Valley Bank Couldn't Make Payroll

30:33 • 2min

10

Are Regional Banks Uninvestable?

32:39 • 2min

11

The 10 Year K-Gra on Earning Assets

34:46 • 3min

12

What's the Growth Rate of Banks?

37:42 • 4min

13

How Much Equity Do You Really Need?

41:42 • 5min

14

How to Improve the Profitability of Your Banks

46:20 • 2min

15

Do You Think There Were Other Missteps in Silicon Valley Bank?

48:02 • 6min

16

How Do You Think a Bank Should Manage Their Duration Exposure?

53:48 • 2min

17

Is First Republic a Better Bank?

56:14 • 4min

18

What Are Your Thoughts on the Silicon Valley Bank?

59:59 • 3min

19

Banks Are Getting Hit by Uninsured Deposits

01:02:48 • 2min

20

Do You Think FDIC Limits Should Be Higher?

01:04:37 • 2min

21

Is There a Trend Toward the Big Banks?

01:06:23 • 2min

22

The Big Banks Are Impossible to Analyze

01:08:15 • 2min

23

The Long Term Outlook for Banking

01:10:29 • 4min

24

How to Check a Bank if They Are Ticky to File?

01:14:32 • 2min

25

The Challenge to Sticky Deposit Franchises

01:16:05 • 5min

26

Is Investment Banking a Good Business Model?

01:20:56 • 2min

27

Is SBB a Better Bank?

01:22:32 • 4min

28

What's the Difference Between Core Deposits and Retail Deposits?

01:26:51 • 4min

29

Using Leverage to Invest Longer Short, What Would It Be?

01:31:01 • 3min

30

Bank of Hawaii and UMB Financial

01:34:12 • 3min

31

Do You See Recent Events Leading to Credit Tightening for Certain Industries or Borrowers?

01:36:46 • 2min

32

Is There a No Increase or Cut in Rates?

01:38:41 • 6min