Do You Think There Were Other Missteps in Silicon Valley Bank?

One member on Silicon Valley Bank's board had actual banking experience. Do you think there were other missteps here that will come out as this is litigated? I mean, they've been in business a very long time and they've been through a few cycles. But the other thing is like Silicon Valley banks existed for like 40 years or something. So if we make rules about some kind of risk extensively and don't make a lot of rules about another kind of risk it can actually cause them to take less care with their own risks that they're taking.