Money Travels

How Agentic AI is Changing the Financial Health of Millions

Sep 29, 2025
Jennifer Tescher, Founder and CEO of the Financial Health Network, champions financial health for consumers. She discusses the shift from financial inclusion to measurable health, emphasizing the importance of personalized AI-driven solutions. Jennifer highlights the role of 'just-in-time' information over traditional literacy and the interplay between personal and small business finances. With cautionary insights on agentic AI, she explores who consumers will trust and advocates for collaborative fintech and banking models to enhance customer profitability and well-being.
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INSIGHT

Definition Of Financial Health

  • Financial health means the ability to spend, save, borrow, and plan across your whole life.
  • It is measurable, holistic, and changeable like a health check for money.
ANECDOTE

Working With Queen Máxima

  • Jennifer described working closely with Queen Máxima, who shifted her UN role to focus on financial health.
  • That collaboration helped elevate financial health as a global priority and renamed the advocacy role.
INSIGHT

Data Is The Fuel For Personalized AI

  • Open banking plus AI unlocks extreme personalization by combining broad data with compute.
  • Full-picture data (benefits, retirement, multiple accounts) is essential for accurate, fair decisions.
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