Judge Glock, Director of Research at the Manhattan Institute and author of "The Dead Pledge," dives into the complex landscape of American homeownership. He discusses the historical roots of 30-year mortgages and how low pandemic rates shaped today's market. The conversation reveals challenges like declining home sales and high mortgage rates, alongside the need for urban density solutions, especially in cities like Los Angeles. Glock advocates for upzoning to tackle restrictive housing regulations and highlights the broader economic implications of these trends.