Her Discussions by Dr Faye How To Get 99% Ahead of MOST People In Your 20s | Finance Expert
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Dec 3, 2025 In this discussion, Ola, a financial health educator and founder of AllThingsMoney, shares her insights on mastering money in your 20s. She highlights the shocking gaps in financial education and offers practical tips like the '30-day basket rule' for mindful spending. Ola emphasizes the importance of starting to invest early, using tools like ISAs and index funds for stability. She also discusses the pitfalls of loans and urges listeners to prioritize financial literacy while navigating the complex world of personal finance.
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Self-Taught Financial Wake-Up
- Ola taught herself financial basics after reading Money: A User's Guide when she was in her early twenties.
- She realised school hadn't taught ISAs, lifetime ISAs or mortgages and had to learn everything independently.
Budgeting Is The Core Gap
- The biggest gap in education is budgeting, not just complex investing concepts.
- Without a budget people can't tell how much they can afford to save or invest.
Monthly Money Date Ritual
- Do a monthly
