259: No Down Payment? No Problem! Three Creative Financing Options to Consider w/Pooja Jindal

When you’re ready to invest in real estate but don’t have the money readily available, that can feel like a full-stop roadblock. But there are ways around your down payment doubt. With thoughtful market research and a bit of creativity when it comes to your financing, you can gain confidence and get started.

These are two of the key components of Pooja Jindal’s investing method. After her primary residence became a long-term rental property, she caught the bug and bought another property, and then another, and several more after that. Over the years, Pooja developed a system that helps her choose, evaluate, and invest with confidence and clarity.

In this episode, Pooja covers everything you need to know to stop stalling and start investing. She highlights the importance of building a community, different ways to do the money math, managing rental properties from a distance, staying motivated and setting investing goals, and getting creative when traditional financing isn’t enough. Whether you’re searching for your primary residence, a second home, or an investment property for short or long-term rentals, Pooja’s advice will help kick-start your real estate journey.

In This Episode We Cover

How data analysis can help you gain confidence and get started

The importance of building a community and learning about the process

When you may want to consider expenses before cash flow

How to get creative and come up with a down payment

Why Pooja prioritizes long-term, generational wealth over current passive income

Using property management software for tenant screenings, applications, and more

An app that can help with short-term rental data analysis

And So Much More!

Links from the Show

Find an Investor-Friendly Real Estate Agent

Ashley's Instagram

Tony's Instagram

AirDNA

Avail

BiggerPockets

MLS

On The Market Podcast

Real Estate Rookie Facebook Group

Redfin

Seeing Greene: How to Get Around High Down Payment Requirements

The Real Estate Rookie Podcast

The Real Estate Podcast

Trulia

Zillow

Connect with Pooja:

Pooja's BiggerPockets Profile

Pooja's Instagram

Check the full show notes here: https://www.biggerpockets.com/blog/rookie-259

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