Built on Bitcoin with Jacob Brown Never Sell Your Bitcoin with Shehzan Maredia Interview - CEO of Lava
Nov 6, 2025
Shehzan Maredia, CEO of Lava, sheds light on their impressive $200 million fundraising effort and their innovative Bitcoin-backed line of credit, BLOC. He shares how Lava transforms traditional finance by allowing users to save in Bitcoin and borrow against it without selling. Topics include the psychology of Bitcoin saving, real-world customer stories, and the intricacies of their custody and security upgrades. Shehzan also emphasizes transparent communication and the importance of trust in evolving tech, all while hinting at exciting future developments for Bitcoin wealth management.
AI Snips
Chapters
Transcript
Episode notes
Get Paid In Bitcoin Quietly
- Shehzan describes a payroll integration that deposits fiat and converts into Bitcoin in user Lava accounts without employer involvement.
- Users can borrow against that Bitcoin and spend or withdraw cash while never selling their Bitcoin.
Everyday Savers Using Loans
- Many Lava users are everyday people (teachers, bus drivers) who saved in Bitcoin and used loans to buy houses or make cash offers.
- Some used Bitcoin loans for down payments or to secure assumable mortgages via partnerships like Rome.
Design Flexible Fixed-Rate Credit
- Offer a flexible, fixed-rate line of credit instead of rigid mortgage-style loans to fit variable income and cash flows.
- Charge a single annual capital fee on max balance rather than multiple originations to lower long-term cost.