YieldStreet Lessons and Retirement Withdrawal Strategies
Aug 22, 2025
Dive into the dramatic turmoil surrounding YieldStreet and the pitfalls of 'investing like the 1%.' Discover how some sophisticated investors faced huge losses and why choosing the right investment managers matters. Learn effective withdrawal strategies for retirement, especially during market downturns, and the importance of balancing inflation protection with downside risk. Finally, uncover why stocks can be a powerful hedge against inflation, even in turbulent times.
41:01
forum Ask episode
web_stories AI Snips
view_agenda Chapters
auto_awesome Transcript
info_circle Episode notes
question_answer ANECDOTE
YieldStreet Marketing And Big Losses
YieldStreet marketed "invest like the 1%" and attracted retail investors into private real estate deals.
Several sophisticated investors reportedly lost hundreds of thousands by concentrating in just a few YieldStreet projects.
insights INSIGHT
Asset Class First, Manager Second
Evaluate alternatives as an asset class first, then pick the manager second.
A high advertised return is a red flag unless you can show diversification and manager quality.
A major alternative investment platform just made headlines for all the wrong reasons. Andy and Adam discuss what went wrong with YieldStreet and why “investing like the 1%” isn't as simple as it sounds.
Plus, they tackle a listener question about withdrawal strategies during market downturns. When you need money from your portfolio during bear markets, how do you avoid selling stocks at fire-sale prices?
We cover:
Why YieldStreet's “invest like the 1%” marketing was problematic
The difference between investing in asset classes vs. specific managers
How sophisticated investors lost hundreds of thousands on just two deals
The bucket strategy for retirement withdrawals
Why sequence of return risk matters most in early retirement
How to balance inflation protection with downside protection
Why stocks are actually great long-term inflation hedges
⏱️ Timestamps:
(00:34) Adam Newman vs. Adam Neumann name confusion
(01:38) YieldStreet alternative investment platform failures
(08:36) Asset class first, manager second principle
(12:50) Listener question on withdrawal strategies during downturns
(17:30) Sequence of return risk and the retirement red zone
(20:30) Bucket strategy for managing portfolio distributions
(28:15) Inflation factors in retirement portfolio allocation
(31:50) Why stocks perform well during inflationary periods
(36:40) Maintaining optimism about US market outlook
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
Long Story Short