Real Wealth Show: Real Estate Investing Podcast

Mortgage Rates, Rising Inventory & Regional Trends: A Market Breakdown with Andy Walden

21 snips
Apr 14, 2025
Guest
Andy Walden
Housing market expert Andy Walden from Intercontinental Exchange shares his insights on the current real estate landscape. He reveals a significant 28% rise in inventory, easing previous shortages and impacting affordability and price growth. Andy compares today's market dynamics to the 2006 housing crisis, suggesting stability rather than a crash. He highlights regional trends, noting disparities in inventory across the U.S. and how current low mortgage delinquency rates reflect market health. Investment opportunities are emerging as interest rates are expected to decline.
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INSIGHT

Rising Inventory is Good

  • Increasing housing inventory is positive, contrary to some headlines.
  • It improves affordability by slowing home price growth and allowing incomes to catch up.
INSIGHT

No Guaranteed Crash

  • While home prices are high, a crash isn't inevitable.
  • Affordability can normalize through lower interest rates, income growth, or slower price increases.
INSIGHT

Today's Market vs. 2006

  • Today's mortgages are different from 2006.
  • They have fixed rates, stricter qualification processes, and higher credit scores.
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