The Property Podcast
ASK477: Does property still work long-term? PLUS: Should I move to invest?
May 20, 2025
The hosts tackle whether property can still serve as a reliable long-term investment for younger individuals. They discuss how historical growth rates often outpace inflation, making real estate a potentially stable choice. Another listener shares their struggles to build a portfolio on a moderate wage in London, prompting a conversation about house hacking in more affordable areas. The discussion highlights the benefits of investing outside London for better returns, emphasizing the importance of aligning personal happiness with investment strategies.
11:07
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Quick takeaways
- Investing in property can still be a reliable long-term strategy for younger investors, as historical growth rates often outpace inflation.
- House hacking is a viable approach to building a property portfolio while managing living costs, particularly in more affordable areas.
Deep dives
Property Growth Potential for Younger Investors
Properties historically grow at rates exceeding 4% annually, which makes this figure seem overly cautious for long-term projections. The conversation highlights that the fundamentals supporting property growth remain strong, making it likely that properties can appreciate at rates closer to historical averages. Even in an uncertain economic climate, property values have generally outpaced inflation by about 2% annually. This suggests that investing in property can still be a reliable means for younger investors to build wealth and secure their financial futures, contrary to concerns about diminishing demand.
