The Property Podcast ASK477: Does property still work long-term? PLUS: Should I move to invest?
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May 20, 2025 The hosts tackle whether property can still serve as a reliable long-term investment for younger individuals. They discuss how historical growth rates often outpace inflation, making real estate a potentially stable choice. Another listener shares their struggles to build a portfolio on a moderate wage in London, prompting a conversation about house hacking in more affordable areas. The discussion highlights the benefits of investing outside London for better returns, emphasizing the importance of aligning personal happiness with investment strategies.
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Long-Term Property Growth Insight
- Property growth at 4% per year is cautious compared to historical averages.
- Leverage and rental income significantly enhance property investment returns over time.
Inflation and Property Value
- Inflation virtually guarantees property value retention over time.
- Debt shrinks in real terms while rental income keeps up with inflation, securing long-term property investment.
House Hacking Up North
- Buying a large home up north and renting out rooms can reduce personal housing costs and build equity faster.
- Ensure the move suits your lifestyle, possibly renting first, as happiness maintains investment motivation.