We're back with a brand new episode of fintech ki baat where  we have the pleasure of speaking to Dilip Modi - Founder of Spice Money Here's what we talk about: - Overview of Financial services distribution landscape for rural India - Financial inclusion and reconciling the adverse effects of digital divide on financial health of rural folk through “phygital” channels. - The most difficult part about solving for Bharat and what can the industry do to solve for it together? - Adoption of Technology based distribution in rural India and how rural India reacts - What will be the next big tech piece to enable effective distribution of financial services in Bharat - Awareness creation in rural india around financial services and their benefits. - Solving for trust in rural India