Sophia Goldberg, The Field Guide to Global Payments – Unlocking Opportunities and Understanding the Complex and Fast-Changing World of Payments

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Miguel Armaza sits down with Sophia Goldberg, entrepreneur and author of the recently published The Field Guide to Global Payments, a great book about the complex and multifaceted payments industry where Sophia gives a great overview of the different payments systems around the world, the players who make this space go round, as well as some of the exciting innovations driving the future of payments.

I highly recommend you pick up a copy, especially if you’re a fintech and finance operator, investor, or have aspirations of joining the industry. Every page will make you smarter and you’ll gain a deeper appreciation of the complexity of one of the most important technologies of our economy.

In this episode, we discuss:

• Understanding why there’s only six dominant payment networks (Visa, Mastercard, etc) worldwide and why Square and PayPal might become the next major networks.
• Real-Time Payments (RTP). Understanding the downsides and opportunities of this technology and why we probably won’t move to a world of full RTP. 
• The world of crypto payments and why Sophia is not ready to endorse it just yet… and a lot more! 

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Miguel Armaza is Co-Founder & Managing General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.

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