Ryan's 7 Steps to Financial Freedom

Ready to save $10k-$50k in taxes this year? Book a call here:

► https://taxstrategy365.com/pod-app

In this episode, I outline my 7 steps to financial freedom, breaking down practical, actionable strategies to build and protect your wealth. From establishing an emergency fund to maximizing retirement contributions, I cover how to pay off high-interest debt, invest wisely, and reach your financial independence number. Whether you're just starting your financial journey or looking to refine your wealth-building strategies, this episode offers a clear roadmap to achieving financial security.

Timestamps:

00:00:00 Intro: The dangers of rushing into year-end investments

00:00:40 Step 1: Building a 6–9 month emergency fund

00:03:42 Step 2: Maximizing your employer’s 401(k) match

00:06:52 Step 3: Paying off high-interest, non-income-producing debt (>7%)

00:08:46 Step 4: Maxing out your Roth IRA and HSA for tax-free growth

00:10:20 Step 5: Hitting your financial independence number using taxable brokerage accounts

00:13:06 Step 6: Investing in cash-flowing assets to accelerate financial freedom

00:14:50 Step 7: Avoiding poor year-end investment decisions to save taxes

00:16:38 Closing Thoughts: Combating taxes and inflation with smart investments

Want me to answer your questions live? Come to my next Ask Me Anything Q&A:

► https://taxstrategy365.com/pod-ama

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*None of this is meant to be specific investment advice, it's for entertainment purposes only.