Catching Up to FI

Live from Bali: Are They Really Retired? (Part 2) | Jackie & Doc G | 178

Nov 12, 2025
In this lively conversation from Bali, Rachel Richards, the creator of Money Honey Rachel, shares her journey from real estate success to embracing inner work. She discusses the burnout that led to closing her business and the joy of rediscovering her creativity. Rachel reveals her struggles with lost validation and her exciting plans to write a third book. Alongside other guests, they tackle the pressing question of whether achieving financial independence truly means retirement, highlighting diverse paths and reinventions.
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ANECDOTE

Leaving, Returning, Then Choosing Peace

  • Farrah quit at 47 after calculating she had enough and immediately felt anxious watching account balances drop.
  • She returned to a nonprofit role for meaning, stayed under two years, and left again to preserve her peace and reclaim time.
INSIGHT

Emotion Outruns The Math

  • The emotional reality of FIRE evolves; day-one feelings differ from six months later.
  • Watching portfolio withdrawals can create unexpected anxiety even when the math says you’re fine.
ANECDOTE

Booty Call From LinkedIn

  • Gene hit FI while working but quit and found sudden empty days left him restless and checking LinkedIn within 60 days.
  • He considered returning for validation but used the retreat to refocus on non‑work joys like piano and improv.
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