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Episode 2913:
Kelley Long explores how a common money belief spending based on what you can afford instead of what you truly need can keep people in debt. She highlights how small, seemingly insignificant decisions, like choosing convenience over saving money, reflect a mindset that often leads to financial struggle, regardless of income. Her personal journey from paycheck-to-paycheck living to financial stability shows the power of shifting one's approach to spending and saving.
Read along with the original article(s) here: https://www.financialfinesse.com/2018/11/06/this-money-belief-is-what-keeps-many-people-in-debt/
Quotes to ponder:
"Every dollar I don’t spend today is a dollar that can help me stop working sooner."
"Spending according to what you need. It’s a mindset."
"Just because you can squeeze $450/month out of your budget in order to make a car payment doesn’t mean you need that nice of a car."
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Optimal Finance Daily - Financial Independence and Money Advice