When Shift Happens Podcast

E127: Ripple Cofounder: How We Built Crypto Solutions Banks Actually Trust

Jun 27, 2025
Chris Larsen, co-founder and executive chairman of Ripple Labs, shares insights on building trusted crypto solutions for banks, opting for collaboration over disruption. He discusses the importance of compliance and strategic decisions that helped transform Ripple into a $15 billion powerhouse. Larsen emphasizes why enterprise-focused crypto is more viable than consumer options, and reflects on the regulatory challenges often overlooked in the industry. His journey illustrates the balance of patience, governance, and innovation in navigating the evolving world of finance.
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ANECDOTE

Anger Fueled Early Drive

  • Chris Larsen's early anger over his father's financial struggles fueled his startup drive.
  • He learned to channel anger constructively rather than letting it control him.
ADVICE

Control Your Anger for Success

  • Recognize when anger no longer serves you and avoid letting it control decisions.
  • Keep anger as a backseat driver that motivates but doesn’t lead you.
INSIGHT

Transparency Destroys Profit From Confusion

  • Transparency in finance combats profit-taking from consumer confusion.
  • Giving consumers access to credit scores put power back into their hands.
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