Earn Your Leisure How To Boost Your Credit Score FAST: 5 Proven Strategies Revealed with Shonda Martin
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Feb 8, 2025 In this enlightening discussion, credit expert Shonda Martin shares her inspiring journey from struggling with poor credit to becoming a knowledgeable authority in credit repair. She reveals essential strategies to rapidly improve credit scores, emphasizing the importance of keeping credit utilization below 10% and the necessity of timely payments. Shonda also explains how secured credit cards can aid in rebuilding credit and highlights common pitfalls to avoid. Listeners gain practical tips for establishing a solid credit history and enhancing their financial futures.
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Target Late Payments
- Target late payments on your credit report to boost your score quickly.
- Request goodwill adjustments from lenders for late payments, especially within the last three years.
Dispute Inaccurate Late Payments
- Keep thorough records of your payments to dispute any inaccuracies.
- If a payment was wrongly registered as late, contact the lender and provide proof.
Lower Credit Utilization
- Lower your credit card balance to under 10% of your credit limit a few days before your statement date.
- Prioritize your statement date over your due date when paying your credit card, focusing on utilization.
