Two new questions, two fresh answers - let’s dive in! 

(0:40) Kishan has five properties in his portfolio, and with several remortgages due soon, he’s weighing up his options on arrangement fees and asks Rob & Rob if it’s better to pay upfront or roll the cost into the loan. 

(4:52) Gareth’s curious about property crashes and wants to know how they’re defined, if there’s a specific percentage drop that signals a crash, and what steps investors can take to protect their portfolios from the impact. 

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