There are not many US-based fintech companies that are global from day one. Nearly every company starts in the domestic market, gets established and after a few years starts looking at overseas markets. That was not the case for today's podcast guest.

My next guest on the Fintech One-on-One podcast is John Mitchell, the CEO and Co-Founder of Episode Six. John started the company, which is based in Austin, in Hong Kong in 2015 and they are global-first, currently operating in 40 countries around the world. What they do is provide next generation payments infrastructure to large banks and non-finance brands.

In this podcast you will learn:

The founding story of Episode Six.
Why they decided to start the company in Hong Kong.
The financial infrastructure that they provide today.
How they built their technology to work in any region of the world.
Why it was so important to build their systems to evolve.
How their infrastructure is able to interface with legacy banking cores.
Why, in ten years time, legacy banking cores will still be in production in most places.
The number of countries where Episode Six is working today.
How easy it is to embed card issuance today.
Why applying for a credit card form a large bank is still basically the same as it was 20 years ago.
Why Episode Six mostly works on new programs when working with traditional banks.
How they are working with Japan Airlines and why the airline invested in Episode Six.
What John thinks about the new payments rails that are developing.
Why he is bullish on programmable money.
The work they are doing in instant payments.
What he has learned from other countries that could be implemented in this country.

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