David C Barnett Small Business and Deal Making M&A SMB 2025 LIVE Q and A with David C Barnett
Apr 14, 2025
A live Q&A session dives into pressing issues facing small businesses today. Discussions include the impact of Canadian elections on business, strategies for financing deals, and navigating debt refinancing. The importance of cash flow management is highlighted, along with the role of family offices in financing acquisitions. Insights on valuing businesses emphasize the need for cash flow over speculation, while private debt lenders' influence on mid-market financing becomes a focal point. Engaging audience participation adds to the lively exchange of ideas.
AI Snips
Chapters
Transcript
Episode notes
Plan Financing With Refinancing
- Business acquisition financing often involves buyer equity, asset financing, and seller financing.
- Plan to refinance after building a two-year operating track record to gain lender confidence.
Australian Acquisition Financing Example
- An Australian buyer arranged acquisition financing with interest-only payments and planned refinancing after 18 months.
- This approach allowed time to build an operating track record for traditional lenders.
Future Proof With Cash Reserves
- To future proof your business, build a stronger balance sheet by holding onto cash.
- Increase your payables and receive customer payments faster to gain critical extra time during uncertainty.