The Ramsey Show If You Feel Stuck, It’s Time for a Reset
Sep 8, 2025
The hosts tackle pressing financial questions, from car loan management to the impact of disability benefits on job opportunities. They discuss strategies for overcoming debt, the emotional toll of financial decisions on relationships, and how to pursue career changes while managing health challenges. Listeners receive tips on budgeting tools, investment strategies, and the importance of planning for retirement. The conversation emphasizes the need for practical advice tailored to unique financial situations and the journey toward financial independence.
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Deal With Bad Car Debt, Not New Leases
- If a dealer's trade-in offer lets you clear most of a loan, consider taking it rather than leasing or re-borrowing.
- Use a small credit-union loan or wait 30–60 days to cover the gap and avoid a new long car payment.
Run Numbers Before Fear Stops Career Moves
- If government benefits block higher pay, run the real numbers to compare total household income with and without benefits.
- Look for remote or flexible customer-service/sales roles that fit health limits and increase stable income.
Investing Fears Mask Deeper Worries
- Fearing you won't live long often masks deeper anxiety about the future and purpose.
- Investing early plus a taxable "bridge" account solves access concerns and preserves long-term growth.