The Ramsey Show Shortcuts Today Mean Setbacks Tomorrow
9 snips
Jul 11, 2025 Rachel Cruze and Ken Coleman tackle tough financial questions, from the ethics of bankruptcy to the challenges of family finances. They explore the impact of honesty in job applications, discuss budgeting while pregnant, and examine the balance between aiding children and fostering their independence. A lighthearted exchange about 'welfare chickens' leads to broader topics like debt repayment and managing expectations in marriage. The duo also emphasizes communication in relationships and the importance of preparing for financial hurdles together.
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Honesty Matters on Bankruptcy Questions
- Be honest when answering bankruptcy questions on applications to avoid potential trust issues later.
- If you lied to get an interview, be ready to face consequences and possibly lose trust during hiring.
Avoid Family Loans When Unemployed
- Avoid borrowing money from family for non-essential expenses, especially if unemployed.
- Use saved cash prudently and delay big purchases until financial stability returns.
Use Income & Cuts to Beat Debt
- Cutting back on farm animals can save money, but weigh actual savings against lifestyle impact.
- Use combined income increases and expense cuts to accelerate debt payoff rather than quick fixes.
