Why Owen wants to refinance (and how to do it), why Perth house prices are up 24% in one year & your property questions answered by Chris Bates

Jul 29, 2024

Chris Bates, an expert mortgage advisor and co-founder of Flint Group, joins Owen Rask to unravel the intricate world of refinancing. They discuss the astonishing 24% rise in Perth's house prices and debate its sustainability. Chris explains the refinancing process, why it matters, and how to navigate the tricky landscape of brokers and agents. Listeners also get insights into whether their real estate agents have their best interests at heart, making this a must-listen for anyone exploring property investment or refinancing options.

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Episode notes

Intro

00:00 • 2min

Navigating the Mortgage Landscape

01:35 • 9min

Navigating the Property Market

10:18 • 31min

Exploring Refinancing and Investment Property Decisions

41:19 • 5min

Evaluating Property Decisions: Hold or Sell?

46:41 • 2min

Navigating Real Estate Agency and Financial Decisions

48:25 • 3min

Navigating Property and Investment Strategies

51:04 • 7min

In this Australian Finance Podcast, expert mortgage Chris Bates, co-founder of Flint Group, joins Owen Rask, founder of Rask, to answer your property questions and dive into what it takes to do a refinance on a mortgage.

Resources for this episode:

Refinance with Chris/Flint: https://bit.ly/broke-rask
Ask a question: https://bit.ly/3QtiY00

Topics covered:

Why Blusk transformed into Flint
Perth prices are up 24%!!! Is that sustainable?
What is a refinance?
Why and how can I do a refinance?
Broker? Adviser? Accountant? Who does what?
Is my real estate agent playing me?

Series resources

Ask a question: https://bit.ly/3QtiY00
Access Show Notes: https://bit.ly/R-notes
Kate's book, Buying Happiness: https://bit.ly/kate-amazon
Invest with Owen: https://bit.ly/R-invest
Mortgage Broking: https://bit.ly/broke-rask
Financial Planning: https://bit.ly/R-plan
Property Coaching: https://bit.ly/R-P-coach
100-point property checklist (PDF): https://bit.ly/prop-check
Accounting with Grey Space: http://bit.ly/3DG5lWS
Business Coaching: https://bit.ly/o-coach

Pearler, the broker for long-term investors. Sign up using code “RASK” for $15 of Pearler Credit: bit.ly/Pearler

Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.

Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

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