Get set for the 5% deposit scheme

7 snips

Sep 13, 2025

The affordable housing segment is outperforming, with first home buyers encouraged to utilize the 5% deposit scheme to seize market opportunities. As demand for apartments grows, an impending shortage is predicted until 2030. Property prices are expected to surge this spring, heightening competitive dynamics. Listener questions add intrigue as trends in immigration and rising rents shape the landscape. Dive into market insights, potential booms, and pressing challenges facing buyers in today's housing environment.

Ask episode

AI Snips

Chapters

Transcript

Episode notes

INSIGHT

Affordable Segment Leading The Cycle

The most affordable segment is now outperforming the middle and upper market nationally and in Sydney.
That shift appears driven by first-home buyer incentives and renewed investor interest at lower price points.

ADVICE

Act Now If You Have A 5% Deposit

If you have a 5% deposit ready, speak to a mortgage broker and prepare to use the 5% Deposit Scheme now.
Delaying to save a larger deposit risks paying more as prices are likely to rise over the next 12–24 months.

ADVICE

Get Pre-Approved And Be Ready

Prepare paperwork and pre-approval now because brokers and lenders will be busy as the 5% scheme drives demand.
Expect strong competition in the lower price bands and act quickly when suitable properties appear.

Get the Snipd Podcast app to discover more snips from this episode

Get the app