50BP cut locked in, but what next?

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This week Nick and Kelvin discuss recent lending data, the Pain and Gain report for Q4, and expectations for the upcoming official cash rate announcement. 

They analyse trends in mortgage rates, consumer behaviour, and the overall economic outlook, emphasizing the impact of lower interest rates on disposable income and spending. 

The conversation highlights the resilience of the housing market and the importance of lending regulations in mitigating risks during downturns.

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