

The Only 3 ETFs I’d Invest In As A Beginner
9 snips Jun 3, 2025
Exploring the chaotic stock market, this discussion emphasizes the pitfalls of individual stock-picking for beginners. It highlights three essential ETFs to focus on: S&P 500 for broad exposure, dividend ETFs for passive income, and growth funds for potential upside. The concept of dollar-cost averaging is championed, urging consistent investment regardless of market conditions. Additionally, listeners are encouraged to view downturns as opportunities and adopt a long-term strategy that prioritizes simplicity and financial goals.
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Avoid Individual Stocks Early
- Avoid investing in individual stocks as a beginner to reduce risk and research burden.
- Focus on ETFs which manage multiple companies, reducing your personal management load.
Choose S&P 500 ETFs
- Invest in S&P 500 ETFs like SPY or VOO for broad exposure to large companies at low fees.
- These funds provide diversified market exposure and reduce management effort compared to single stocks.
Use Dividend ETFs for Cash Flow
- Consider dividend ETFs to earn regular income while investing, providing cash flow.
- Understand dividends grow slowly and can be taxed, requiring patience and tax planning.