

The Minority Mindset Show
minoritymindset
Welcome to The Minority Mindset Show, hosted by Jaspreet Singh. Learn about success, wealth, business, guacamole and whatever else Jaspreet decides to talk about.
The Minority Mindset has nothing to do with the way you look. It’s the mindset of thinking differently than the majority of people.
The Minority Mindset has nothing to do with the way you look. It’s the mindset of thinking differently than the majority of people.
Episodes
Mentioned books

Aug 7, 2025 • 15min
The Middle-Class Trap: Why Smart People Stay Broke
“Conquering school doesn't mean you'll conquer money. That’s a different degree...one they don’t hand out.”
Degrees. Good jobs. Big salaries. So why are so many smart, high-achieving people still living paycheck to paycheck? In this episode, Jaspreet breaks down the trap that keeps the middle class stuck. It’s not about how much you earn. It’s about what you do with it. Learn how to shift from income to ownership, and why financial education is the degree that really builds wealth.
What You’ll Learn:
Why high salaries don’t guarantee financial freedom
How taxes, lifestyle creep, and lack of investing keep smart people broke
The difference between being educated and being financially educated
Why saving alone won’t cut it (even in a high-yield account)
How to turn your job income into capital for wealth
What Jaspreet learned by skipping medical school to study money instead
Playing it the old way just keeps you broke in a nicer car.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
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➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
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Aug 5, 2025 • 17min
Your Bank Doesn’t Want You to Know THIS About Your Money
“The stupider you are with your money, the richer your banker gets.”
Your bank is in the business of keeping you broke and most people have no idea. In this episode, Jaspreet exposes how the system is designed to profit from your bad decisions. He explains exactly how banks use your money, why they push you into debt, and how you can flip the script by thinking like an investor instead of a customer.
What You’ll Learn:
How fractional reserve banking actually works (and why it’s legal)
Why saving money alone won’t build wealth
How credit card companies use your debt to generate insane profits
Why banks aren’t financial advisors and how their advice keeps you broke
How to own the bank instead of just using it
The mindset shift from spender to investor (and why it’s the only path to real wealth)
Understand the game. Then use it to win.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

Jul 31, 2025 • 15min
How To Actually Earn Passive Income So You Can Quit Your 9-5
“Passive income sounds cute. Until you realize it still takes work. Just not a 9-5 kind of work.”
Think passive income means sipping mimosas while your bank account fills itself? Jaspreet’s here to pop that bubble, then show you how it actually works. From dividend stocks to real estate to buying businesses, this episode breaks down what it really takes to build cash flow that can someday replace your paycheck, and how much effort each one really takes.
What You’ll Learn:
Why “passive” income still requires planning and oversight
The 3 types of cash flow and which one fits your lifestyle
How much return you can expect from stocks, real estate, and small businesses
The truth about buying a business for income (spoiler: you’re the CEO)
Which dividend ETFs Jaspreet personally invests in and how they work
Why consistency beats hype when it comes to long-term investing
You don’t need to hustle forever. But you do need a plan. This is the episode to build one.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

Jul 29, 2025 • 28min
How to Buy Your First Rental Property & Build Passive Income
“Real estate is the only investment where insider trading is 100% legal...and you’re actually expected to use it.”
Buying your first rental property isn’t just about passive income. It’s about not screwing it up. In this episode, Jaspreet breaks down why real estate is a powerful, but misunderstood, way to build wealth. He shares the exact steps he uses to find the right location, build a rockstar team, and run the numbers so you don’t end up house-rich and cash-poor. You’ll learn what every beginner gets wrong and how to avoid it.
What You’ll Learn:
Why real estate is recession-proof, tech-proof, and still one of the best wealth builders
How to spot a winning location using the $5 coffee test
The five people you must have on your team (plus horror stories if you skip this)
A simple formula to calculate if a property will actually make money
The sneaky tax code tricks that let you legally pay less (or zero) in taxes
What Jaspreet looks for to earn at least 7% cash-on-cash return
Want your rent checks paying you instead of the other way around? This episode is where to start.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

Jul 24, 2025 • 19min
Do This To Manage Your Money Like The 1% | Build Wealth
Discover how the wealthiest manage their finances and why income alone doesn't guarantee wealth. Learn about the 75/15/10 rule for effective saving and the importance of expense tracking. Understand the difference between building assets and accumulating liabilities. Explore strategies to combat credit card debt and the necessity of financial education over traditional titles. This is your motivation to stop just working for money and to start letting your money work for you!

Jul 22, 2025 • 22min
The Best Way To Buy A House Explained | Home Buying Tips - Minority Mindset
“Just because you can qualify to buy something doesn’t mean you can afford it.”
Buying a house isn’t just about finding a cozy porch and a decent school district...it’s a financial battlefield. In this episode, Jaspreet breaks down the actual step-by-step game plan to buy a home the smart way. From avoiding bad advice to dodging PMI fees and understanding why your Instagram feed shouldn’t dictate your down payment, this guide goes deep.
With insights from Jaspreet’s experience as a real estate investor, attorney, and former agent, you’ll learn:
Why getting pre-qualified is a must before falling in love with granite countertops
How to calculate what you can really afford, not just what the bank says
The hidden costs most buyers forget (hello, moving trucks and closing fees)
Whether skipping a buyer’s agent actually saves you money (spoiler: not always)
Pro negotiation tips, like timing your offer and using earnest money to flex
What to inspect before signing anything (including your seller's sneaky plans to stay after closing)
Think of this episode as your home-buying cheat code.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

Jul 17, 2025 • 14min
The Harsh Truth About "Getting Rich" In Corporate America
Most Americans mistakenly believe that climbing the corporate ladder guarantees wealth. The harsh reality is that CEOs are obligated to make shareholders rich, not employees. Salaries are capped while ownership potential is limitless. To truly build wealth, one must pursue ownership through earning, buying, or building. Transforming a salary into investment opportunities can shift your perspective on your role and earnings. Understanding the difference between consumers and shareholders is crucial for achieving financial independence.

Jul 15, 2025 • 14min
The 5 Most Impactful Financial Changes You Need To Start Today
“You’ve been told to cut Starbucks and clip coupons. But if you really want to see your bank account grow, you need to focus on the bigger financial decisions.”
In this episode, Jaspreet outlines five high-impact money moves that can change your financial future, without sacrificing the things you love. These aren’t budget hacks. They’re real strategies to save more, earn more, and build wealth faster.
You’ll learn how to:
Audit your retirement accounts by checking expense ratios that could cost you hundreds of thousands over time
Cut back on major expenses like your home and car, and redirect that money into building your future
Negotiate a raise and see how just $5K more per year, properly invested, can add over $1 million to your net worth
Create a system for your money using the 75/15/10 rule and monthly tracking to turn extra income into long-term wealth
Take calculated risks on yourself, whether it’s a side hustle, new career, or simply investing in your skills and mindset
These five moves can have a bigger impact than any coupon ever could, and they’re all steps you can start today.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

Jul 10, 2025 • 18min
Do These 5 Things When You Get $1,000 Asap
"Once you get $1,000, don't run to Gucci and blow it on an ugly shirt like your broke cousin does."
Jaspreet is here with a smarter, richer alternative. In this episode, he breaks down five powerful ways to turn $1,000 into so much more...whether you're trying to grow wealth, get out of debt, or finally start that side hustle.
You’ll learn how to:
Park your cash smartly by using high-yield savings accounts that actually pay you to save
Build a self-education stack with 25 book recommendations that can give you an MBA-level financial mindset for a fraction of the cost
Start investing wisely, using ETFs like VTI and SPY while applying Jaspreet’s CPA strategy—consistent, passive, and automatic
Launch a small business with big upside, from AI consulting to social media lead generation, with real numbers and low startup costs
Pay down high-interest debt strategically, locking in guaranteed returns and reducing financial stress without taking unnecessary risks
This episode is your blueprint for what to do when you get an extra $1,000, and how to make sure it’s not the last $1,000 you ever see.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

Jul 8, 2025 • 23min
Do This with Every Paycheck to Build Wealth Faster
Discover how to transform your paycheck into a wealth-building tool instead of just covering bills. Learn the 75-15-10 rule for budgeting, which helps prevent overspending by allocating funds to saving, spending, and investing. Explore strategies for handling debt wisely, distinguishing between high and low-interest rates. Get insights into smart investing, particularly in index funds instead of risky stocks. Finally, become a conscious spender with the 'Rule of 5' to ensure you're making decisions that support long-term financial health.