“I am edging away from apathy,” Chuck Ragan bellows, “I am drifting away from the dark. The rain has got my mind in motion.” The stanzas that open Love & Lore, the latest from the Hot Water Music frontman, feel strangely appropriate as we speak. Ragan is a few days out from dealing with a flooded basement, courtesy of torrential rains. It’s a consequence, perhaps, of living in a land of rivers near the California/Nevada border. There is, however, no place he’d rather be. When he’s not touring, the musician works as an in-demand river guide, spending days off nearby, fly fishing.