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(0:00) – Intro
(2:29) – Friendship with Raj
(3:42) – Childhood, Kunal as a Person
(7:50) – Failure
(15:34) – Why He Sees Failure as a Bad Thing
(18:56) – Fear into Curiosity
(21:57) – Fear of Escaping
(29:29) – Mediocre People
(34:16) – Mocking Someone = Low Status
(35:10) – Successful People Don’t Gossip
(39:38) – Being Liked vs. Being Respected
(45:15) – Kunal’s Fear of Escaping
(47:42) – Relationships Without AI
(53:52) – How Kunal Uses AI
(58:35) – Hard Work Yet Still Poor
(1:04:25) – Truth-Seeking vs. Validation
(1:13:29) – Controversy Over Success
(1:14:12) – Why Indians Settle for Average Careers
(1:18:17) – Becoming Extraordinary
(1:21:13) – Misunderstood Ambition
(1:22:53) – Aspirations High, Trust Low
(1:27:31) – Trusting Apps Over Humans
(1:30:21) – Concept of Trust
(1:43:11) – Status
(1:45:58) – Failure
(1:51:18) – Power & Politics
(1:58:25) – IQ
(2:03:46) – Kunal Shah’s Patterns
(2:05:50) – Concept of Respect
(2:11:58) – What Kunal Shah Chases in Life
(2:21:08) – “I Don’t Seek Sympathy”
(2:23:55) – Nepotism & Success
(2:25:54) – Greed & Money
(2:29:04) – AI & Brain Evolution
(2:33:30) – Offense & Insecurity
(2:36:54) – Indians & Rationality
(2:42:23) – Reputation is Misguided
(2:48:45) – Shame
(2:55:16) – How Gen Z Differentiates on Social Media
(2:55:58) – Resourceful vs. Insightful People
(2:58:57) – BTS
(2:59:43) – Outro

In today’s episode, we have Kunal Shah, founder of CRED and one of India’s most thought-provoking entrepreneurs. He shares how he observes human behaviour, structures his thinking, and why asking the right questions has helped him build better businesses.

In the final segment, he opens up about his personal insecurities, what success means to him, and how he views status, knowledge, and identity in a rapidly changing world.

Subscribe for more such conversations!

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About Raj Shamani

Raj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.

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About Figuring Out

Figuring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.

Ep242 – Money and Mental Health

In this episode

Guests