From RBI to CEO of Paytm Bank: Shinjini Kumar's Exceptional Journey as a Woman in Finance.

In this conversation with Shinjini Kumar, Co-Founder of SALT-mysaltapp, we talk to her about her diverse professional journey, something you don’t see in many founders. Coming from Bihar, she started as a journalist at the Times of India and then shifted to the Reserve Bank of India in the early ‘90s. At the heart of the action, she was responsible for handling Foreign Direct Investment (FDI). In this episode, she discusses exactly how she landed every job she did in her early days.

Shinjini eventually went on to study in the US, joined Bank of America, then came back to be the CEO at Paytm Payments Bank. And mid-COVID, she took the leap into entrepreneurship.

Major takeaways from the episode:

1.⁠ ⁠How she transitioned from journalism into finance and entrepreneurship.

2.⁠ ⁠How career plurality shapes perspective and adaptability.

3.⁠ ⁠Lessons from building SALT and the challenges of raising capital at the right time.

4.⁠ ⁠What women are missing when it comes to finance.

We are excited for conversation, and we can’t wait for you all to watch it.

Drop your thoughts in the comments! And if you’d like to join our next conversation as a live audience member, sign up here: https://forms.gle/uY8w2an4Q44mN9dd8

00:00 The Financial Agency of Women

03:02 The Journey of Shinjani Kumar

05:51 Conversations on Financial Inclusion

09:10 Building SALT: A Mission for Women

12:05 Understanding Financial Services for Women

14:55 The Role of Agency in Financial Decisions

18:02 Cultural Influences on Financial Behavior

20:59 The Impact of Social Conditioning on Women

23:50 Navigating Financial Independence

27:10 The Future of Women in Finance

38:13 Understanding Gender Disparities in Income and Assets

41:44 The Role of Women in Family Businesses

47:00 Women as Catalysts for Social Change

50:41 Behavioral Changes in Financial Services

57:51 Lessons from Entrepreneurial Journeys

01:11:17 Building Trust Through Technology

01:14:05 The Evolution of Banking and Finance

01:16:24 Navigating Challenges in Entrepreneurship

01:20:42 The Complexity of Work and Gender Roles

01:24:01 Raising the Next Generation: Gender and Equality

01:31:12 The Value of Work and Education

01:37:21 Advice for Young Entrepreneurs and Professionals