AI and the Future of Work: Artificial Intelligence in the Workplace, Business, Ethics, HR, and IT for AI Enthusiasts, Leaders and Academics

344: Can Decentralized AI Fix Banking? Crypto, Brain OS, and the Future of Finance with Paolo Ardoino, Tether CEO

Jul 14, 2025
Paolo Ardoino, CEO of Tether and co-founder of Holepunch, dives into the transformative potential of decentralized finance. He discusses how USDT became the go-to digital dollar by addressing banking challenges. Ardoino argues for a math-based governance of money over political influences. He also explores the future of brain-computer interfaces, highlighting the fusion of human and AI as the next frontier. With a hopeful outlook, he debates the long-term safety of AI, suggesting a new era of collaborative intelligence could solve societal issues.
Ask episode
AI Snips
Chapters
Books
Transcript
Episode notes
ANECDOTE

Early Coding Roots

  • Paolo Ardoino started coding at eight, inspired by his father's work at an electricity company.
  • He applied his passion from early white-hat hacking to building resilient systems for crypto exchanges and payment systems.
INSIGHT

Bitcoin's Mathematical Governance

  • Bitcoin is the first money governed purely by math rather than politics or trust.
  • This mathematical governance makes Bitcoin highly resilient in worst-case scenarios.
INSIGHT

USDT Empowers Emerging Markets

  • USDT became the world's largest digital dollar by solving practical challenges in emerging markets.
  • Decentralized blockchain payments offer resilience and access where traditional systems like PayPal can falter.
Get the Snipd Podcast app to discover more snips from this episode
Get the app