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The Personal Finance Podcast

How to Estimate Future Returns When Planning Your Retirement (Get this Right!)

Jul 1, 2024
The podcast discusses how to estimate future returns for retirement planning, emphasizing a conservative approach. They explore tools like FICalc, Portfolio Visualizer, and Empower's Retirement Planner for portfolio planning. The importance of historical data and adapting to market conditions is highlighted for a well-informed retirement plan.
30:57

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Quick takeaways

  • Estimating future returns for retirement should consider historic data and uncertainties in financial landscape.
  • Utilizing tools like FICalc and Portfolio Visualizer helps in making informed decisions for secure retirement planning.

Deep dives

Historical Returns and Retirement Planning

When planning for retirement, estimating future returns plays a crucial role. While historic returns can serve as a reference point, it's essential to maintain a conservative approach to account for uncertainties in the future financial landscape. By analyzing historic data, investors can gain insights into potential risks, volatility, and long-term trends associated with different investments, aiding in decision-making for retirement portfolio allocation.

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