The Property Podcast Expert shares tax strategies you should be using
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Sep 18, 2025 In this engaging discussion, Nadeem Raziq, Head of Tax at Provestor, brings a wealth of knowledge on tax strategies for property investors. He dives into the importance of using limited companies to navigate Section 24 tax impacts and discusses portfolio structuring. Nadeem also sheds light on inheritance tax, the benefits of trusts, and the intricacies of estate planning for property owners. With practical insights on proactive accounting, this conversation is a treasure trove for anyone serious about maximizing their property investments.
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How Section 24 Created ‘Phantom Profit’
- The 2016 mortgage interest restriction pushed many landlords into limited companies to avoid higher personal tax hits.
- Nadeem Raziq explains this caused “phantom profit” by taxing rental turnover more heavily than before.
Mortgage Rates No Longer Penalise Companies
- Mortgage rates for companies and individuals have largely equalised, removing an old barrier to company ownership.
- This shift makes holding property in a company more attractive than years ago.
Plan Withdrawals To Avoid Double Tax
- Plan how much you actually need to extract from a property company to avoid heavy double taxation.
- Take minimal salary/dividends and use family shareholders to extract income tax-efficiently when required.