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Episode 3118:
Kristin Wong shares a cautionary tale about how obsessive saving can backfire, highlighting how unrealistic budgeting and neglecting real-life spending patterns led her to rack up overdraft fees and lose peace of mind. Her journey emphasizes that true financial growth comes not from rigid saving but from realistic tracking, mindful spending, and striking a healthy balance.
Read along with the original article(s) here: https://www.getrichslowly.org/how-saving-money-cost-me-money/
Quotes to ponder:
"If your money is costing you peace of mind, why are you saving it?"
"I wanted the instant gratification of seeing $6,500. I would leave myself nothing just so I could see that number."
"Money is more about mind than it is about math."
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Optimal Finance Daily - Financial Independence and Money Advice