Where Citi Ventures is placing its fintech bets in 2025

Arvind Purushotham, the Head of Citi Ventures, dives deep into the fintech landscape of 2025. He discusses investment strategies spotlighting key players like Plaid and Netscope. The importance of generative AI in enhancing efficiency and compliance is emphasized, along with the unique vetting process for fintech partnerships. Purushotham highlights the rising trend of embedded lending and its integration into retail, as well as AI's transformative role in lending and e-commerce personalization while addressing privacy concerns. Key qualities for successful startup investments are also explored.