

08.27.25 Investing Overseas / Revised Strategy For Shopping Airfares
9 snips Aug 27, 2025
Discover the benefits of investing overseas to boost your retirement portfolio. Learn about the latest changes in shopping for airfare, including how Delta's new fare structures complicate flight bookings. Explore the pros and cons of using credit unions versus online banks for your everyday banking needs. Get practical travel tips, like securing affordable airline tickets and considering virtual cards for safe online purchases. Plus, find out how to navigate unexpected charges and enhance your financial management strategies.
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Why Global Investing Matters
- The U.S. is only a small share of world population and economic activity, so investing only in U.S. stocks misses global growth.
- Diversifying with funds/ETFs that hold companies outside the U.S. lowers portfolio risk and can boost long-term returns.
Add Overseas Exposure Through Funds
- Do include overseas exposure via index funds, mutual funds, or ETFs rather than opening foreign accounts.
- This protects you from dollar moves and captures growth where most of the world's population lives.
Pick Bank Type By Your Branch Needs
- If you need occasional branch services or better loan rates, choose a credit union like Navy Federal.
- If you never visit branches, pick an online bank like Ally for convenience and competitive rates.