March recap includes Amex 250K Plat offer, Robinhood IRA transfers, WeBull comparison. New award travel tools for efficient bookings. Pepper app for discounted gift cards, Marley Spoon meal kits, free burgers, and maximizing rewards with credit cards and bank funding.
Maximizing credit card rewards with strategic churning is essential for earning significant points and cash equivalents.
Diversifying across banks, credit cards, and meal kits can result in substantial savings and bonuses.
Utilizing discount strategies like cashback apps and promotional deals can enhance overall value and savings in churning activities.
Deep dives
Turned into a High Churn Month
March was a highly rewarding month as the speaker emphasized the significant brokerage bonus received from Robinhood, totaling $13,618, setting the tone for a lucrative churning period ahead.
Credit Card Rewards Galore
Credit card rewards contributed significantly with a total of 390,000 points earned from a range of cards, including Amex, Hyatt, Chase, and Capital One, showcasing the effectiveness of strategic credit card churning.
Banking Bonuses and Gift Cards
Banking bonuses reflected a more modest but still notable $300 acquired from the Upgrade checking account, demonstrating the value of leveraging bank promotions. Additionally, $1,200 Apple gift card savings using City points aided in a tech upgrade.
Diving into Meal Kits and Discounts
Exploring meal kits, Marley Spoon emerged as a top performer, offering exceptional quality and taste, leading to $200 in savings. Discount strategies included leveraging Pepper for cashback on gift card purchases and obtaining savings from various promotional deals at Shake Shack and Wendy's.
Total Value and Future Prospects
Overall, the month accrued significant value, amounting to a total of $14,445 in cash equivalents and 390,000 points. Despite the standout Robinhood brokerage bonus, diversifying strategies across credit cards, banks, meal kits, and discounts proved fruitful, setting a promising precedent for future churning endeavors.
Tips for pulling up Amex 250K Business Plat, Robinhood IRA transfers & WeBull comparison calcs, min spend ideas & 10x dining, new award travel tools, Pepper app deep dive, Marley Spoon mealkits, free burgers and much more!
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