

How Much Bitcoin Do You Need to Retire by 2030? | Sminston With | BFM167
Jul 3, 2025
Sminston With, an anonymous engineer with a PhD in Materials Science, shares his insights on Bitcoin as a revolutionary money technology. He discusses why millennials should consider Bitcoin for retirement, highlighting its capped supply and decentralized nature. Sminston also presents a retirement guide, suggesting that building a Bitcoin stash of 2.4 to 4.81 could secure financial freedom by 2035. Listeners learn about navigating inflation, self-custody, and effective investment strategies for a stable future.
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Bitcoin's Quantum Leap in Money
- Bitcoin is a superior form of money due to its fixed supply and decentralized ledger.
- This makes it a quantum leap over gold and fiat currencies, offering reliability and security.
Retirement Guide Built on Power Law
- The retirement guide is built on Bitcoin's power law adoption pattern for price growth.
- It models spending needs with inflation to set realistic Bitcoin retirement targets.
Set Conservative Bitcoin Goals
- Use the fifth percentile power law model to set conservative Bitcoin retirement goals.
- This approach minimizes risk by ignoring volatile bubble extremes and focusing on reliable growth.