Sminston With is an anonymous engineer with a PhD in Materials Science and Bitcoiner since 2021. He believes Bitcoin represents a quantum leap in money technology and has analyzed its long-term adoption patterns to create a retirement guide based on his calculations.
› Smitty’s Bitcoin Retirement Guide: https://x.com/sminston_with/status/1917605539279954391
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🕑 TIMESTAMPS
00:00 - Introduction: Why Retire with Bitcoin
02:00 - Smitty’s Background and Engineering Approach
05:45 - What Makes Bitcoin a Quantum Leap in Money
08:55 - Why Millennials Should Retire with Bitcoin
12:15 - Understanding the Power Law and Bitcoin’s Predictability
16:20 - How the Bitcoin Retirement Guide Works
20:35 - Inflation and the Real Cost of Retirement
24:00 - Practical Example: $100K per Year Retirement Plan
27:30 - How Much Bitcoin You Need to Retire Early
31:20 - Why HODLing Through Volatility Matters
34:50 - The Decay Channel Model: Bubble Tops and Accumulation
38:40 - Diminishing Returns and the Window for Millennials
42:05 - Taxes, Caveats, and Real-World Planning
44:15 - Building Long-Term Conviction and Family Wealth
47:20 - Final Thoughts: A Core Belief to Never Let Go
ℹ️ EPISODE SUMMARY
Bram Kanstein and Smitty break down the real math behind Bitcoin’s $1 million growth path — and how to build a realistic Bitcoin retirement plan. They unpack Bitcoin’s long-term adoption patterns, the power law behind its predictable growth, and why stacking sats is the best defense against fiat inflation. You’ll learn how much Bitcoin you actually need to retire on $50K, $100K, or even $1M per year in real purchasing power. This is the ultimate Bitcoin Retirement Guide for anyone who wants to stop thinking in dollars and start thinking in Bitcoin.
