HousingWire Daily What can move mortgage rates even lower?
10 snips
Oct 20, 2025 
Join Logan Mohtashami, a lead analyst specializing in mortgage markets, as he unpacks the intricate dance of mortgage rates amidst economic turmoil. He reveals his intriguing forecast of rates potentially dipping to 5.75% and explores how limited bank stress can create ripples in the market. Logan discusses the Federal Reserve's internal debates and what kind of external shocks could meaningfully impact bond yields. Tune in for insights on builder behavior and the implications of political events on mortgage rates!
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Nickname And Wolverine Name Story
- Logan described being introduced as "chart zaddy" at an Alabama Realtors event and learning he'd had that nickname for years.
- He also shared that he legally changed his name to Logan and joked his paperwork reads "Wolverine X-Men."
Technical Levels Trigger Big Rate Moves
- Bond-market technical levels create sharp volatility that can push yields lower quickly.
- Small shocks at key levels can trigger panics and drive mortgage rates down temporarily.
Temporary Panics Aren't Enough To Hold Rates Low
- Market panics earlier this year and in 2024 helped push yields to multi-year lows.
- But sustaining lower yields requires verifying economic data, not just momentary stress events.