The Martin Lewis Podcast Martin’s Savings Interest Masterclass: increase what you earn by up to 50%!
Nov 6, 2025
Discover how to supercharge your savings with expert insights on cash ISAs, fixed savings, and the best regular saver accounts. Learn about the importance of financial education in schools and the three crucial rules before saving. Martin dives into the pros and cons of fixed versus variable rates, explains how to navigate tax on ISAs, and shares strategies for maximizing bonuses from banks. Plus, hear listeners' stories about job satisfaction and get the lowdown on the Lifetime ISA and Help to Save programs!
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Martin's Painful Toe Spider-Bite
- Martin Lewis described waking with a painful toe bite and fearing gout or a spider bite.
- The doctor diagnosed an infected spider bite and gave topical antibiotics.
Use Top Easy-Access Accounts First
- Put spare cash into a top easy-access savings account if you may need it soon.
- Move money to a better-paying account if your current rate is lower than market top rates.
Prioritise Debt Repayment And Mortgage Overpayments
- Pay off high-interest debt before saving extra cash because debt interest usually exceeds savings returns.
- Overpay mortgages if your mortgage rate is equal or higher than savings rates and penalties allow.