Ramsey Everyday Millionaires

My Company Stock Dropped 30%—Should I Cash Out Now?

5 snips
Nov 28, 2025
Brittany, a caller and employee with a vested stake in her company's equity, seeks advice after a significant stock decline. The hosts explore her long-term investing perspective, discussing the importance of researching company fundamentals before making decisions. Brittany shares her thoughts on recent management changes and market challenges impacting the stock. Ken encourages her to hold her shares for potential recovery, while Jade suggests diversifying future grants into index funds. Ultimately, Brittany decides to stay loyal to her current shares while planning for a more balanced investment strategy.
Ask episode
AI Snips
Chapters
Transcript
Episode notes
ADVICE

Base Decisions On Public Company Facts

  • Check the company's public statements and leadership plans before deciding to sell.
  • Use those facts to assess whether the decline reflects temporary execution issues or deeper structural problems.
INSIGHT

Recovery Timelines Can Hide Key Risks

  • The company expects continued softness for about a year but targets product-driven recovery by fall 2026.
  • Tariff exposure remains a key unresolved risk that could prolong weakness.
ADVICE

Hold If Emotionally Invested Or Sell If You Prefer Certainty

  • If you're emotional about a vested position you don't need, consider holding a bit longer to see if leadership turnarounds succeed.
  • You can also sell now; both choices are reasonable when it's 'found money'.
Get the Snipd Podcast app to discover more snips from this episode
Get the app