Ramsey Everyday Millionaires
Ramsey Network
Listen to how ordinary people built extraordinary wealth - and how you can too. You’ll learn how millionaires live on less than they make, avoid debt, invest, are disciplined and responsible! Featuring hosts from the Ramsey Network: Dave Ramsey, Ken Coleman, Rachel Cruze, George Kamel, Jade Warshaw, and Dr. John Delony.
Episodes
Mentioned books
Dec 31, 2025 • 5min
Is Investing in Silver a Good Idea?
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Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!
Next Steps:
💰Need help with your investments? Connect with a SmartVestor Pro: (SmartVestor Investing Professionals ) #PaidEndorsement
📝Get your free copy of Ramsey’s Complete Guide to Investing: (Ramsey's Complete Guide to Investing)
🏦Take a retirement assessment to find out how much you’ll need to retire: (Retire Inspired with the R:IQ Retirement Assessment)
📈See how much your investments could be worth over time with this handy calculator: (Investment Calculator)
🧑💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (Ramsey Investing Tools and Resources)
Listen to more from Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
💸 The Ramsey Show Highlights
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Dec 29, 2025 • 10min
Should I Fire My Financial Advisor?
David, a caller from Indianapolis, dives into a discussion about his lackluster investment returns and his relationship with his financial advisor. He highlights concerns over weak growth and unproductive fund choices. The conversation touches on the necessity for clients to understand their investments and the advisor's role in educating rather than merely managing. They also explore the idea of whether financial advisors provide enough value compared to passive investment options, like Vanguard, alongside discussing the importance of accountability and collective fund selection.
Dec 26, 2025 • 7min
I Have $3.5 Million Saved, but I’m Still Scared to Retire
💵 Sign up for EveryDollar today - Create a free Budget!
Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!
Next Steps:
💰Need help with your investments? Connect with a SmartVestor Pro: (SmartVestor Investing Professionals ) #PaidEndorsement
📝Get your free copy of Ramsey’s Complete Guide to Investing: (Ramsey's Complete Guide to Investing)
🏦Take a retirement assessment to find out how much you’ll need to retire: (Retire Inspired with the R:IQ Retirement Assessment)
📈See how much your investments could be worth over time with this handy calculator: (Investment Calculator)
🧑💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (Ramsey Investing Tools and Resources)
Listen to more from Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
💸 The Ramsey Show Highlights
Learn more about your ad choices.
Ramsey Solutions Privacy Policy
Dec 24, 2025 • 10min
Did We Make a Mistake Moving Our 401(k) Into CDs?
💵 Sign up for EveryDollar today - Create a free Budget!
Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!
Next Steps:
💰Need help with your investments? Connect with a SmartVestor Pro: (SmartVestor Investing Professionals ) #PaidEndorsement
📝Get your free copy of Ramsey’s Complete Guide to Investing: (Ramsey's Complete Guide to Investing)
🏦Take a retirement assessment to find out how much you’ll need to retire: (Retire Inspired with the R:IQ Retirement Assessment)
📈See how much your investments could be worth over time with this handy calculator: (Investment Calculator)
🧑💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (Ramsey Investing Tools and Resources)
Listen to more from Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
💸 The Ramsey Show Highlights
Learn more about your ad choices.
Ramsey Solutions Privacy Policy
Dec 22, 2025 • 8min
My Wife Wants the House Paid Off—But I Don’t See the Point
Adam, a caller, shares his dilemma about paying off his low-interest mortgage versus keeping funds in conservative investments. He discusses the couple's financial position and the math behind their savings. However, hosts George and Ken highlight the emotional benefits of being mortgage-free, emphasizing peace and flexibility over mere numbers. They challenge Adam's perspective, suggesting that the comfort of financial freedom outweighs a small investment gain. Ultimately, the recommendation leans towards paying off the mortgage for greater peace of mind.
Dec 19, 2025 • 6min
Can We Cut Back on Retirement Investing to Get Some Margin Back?
💵 Sign up for EveryDollar today - Create a free Budget!
Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!
Next Steps:
💰Need help with your investments? Connect with a SmartVestor Pro: (SmartVestor Investing Professionals ) #PaidEndorsement
📝Get your free copy of Ramsey’s Complete Guide to Investing: (Ramsey's Complete Guide to Investing)
🏦Take a retirement assessment to find out how much you’ll need to retire: (Retire Inspired with the R:IQ Retirement Assessment)
📈See how much your investments could be worth over time with this handy calculator: (Investment Calculator)
🧑💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (Ramsey Investing Tools and Resources)
Listen to more from Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
💸 The Ramsey Show Highlights
Learn more about your ad choices.
Ramsey Solutions Privacy Policy
Dec 17, 2025 • 9min
How Much of My Net Worth Should Be Cash vs. Assets?
💵 Sign up for EveryDollar today - Create a free Budget!
Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!
Next Steps:
💰Need help with your investments? Connect with a SmartVestor Pro: (SmartVestor Investing Professionals ) #PaidEndorsement
📝Get your free copy of Ramsey’s Complete Guide to Investing: (Ramsey's Complete Guide to Investing)
🏦Take a retirement assessment to find out how much you’ll need to retire: (Retire Inspired with the R:IQ Retirement Assessment)
📈See how much your investments could be worth over time with this handy calculator: (Investment Calculator)
🧑💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (Ramsey Investing Tools and Resources)
Listen to more from Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
💸 The Ramsey Show Highlights
Learn more about your ad choices.
Ramsey Solutions Privacy Policy
Dec 15, 2025 • 9min
I Transferred My 401(k) Into an Annuity—What Should I Do Now?
💵 Sign up for EveryDollar today - Create a free Budget!
Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!
Next Steps:
💰Need help with your investments? Connect with a SmartVestor Pro: (SmartVestor Investing Professionals ) #PaidEndorsement
📝Get your free copy of Ramsey’s Complete Guide to Investing: (Ramsey's Complete Guide to Investing)
🏦Take a retirement assessment to find out how much you’ll need to retire: (Retire Inspired with the R:IQ Retirement Assessment)
📈See how much your investments could be worth over time with this handy calculator: (Investment Calculator)
🧑💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (Ramsey Investing Tools and Resources)
Listen to more from Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
💸 The Ramsey Show Highlights
Learn more about your ad choices.
Ramsey Solutions Privacy Policy
Dec 12, 2025 • 10min
Our House Burned Down—Should We Use Retirement to Rebuild?
💵 Sign up for EveryDollar today - Create a free Budget!
Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!
Next Steps:
💰Need help with your investments? Connect with a SmartVestor Pro: (SmartVestor Investing Professionals ) #PaidEndorsement
📝Get your free copy of Ramsey’s Complete Guide to Investing: (Ramsey's Complete Guide to Investing)
🏦Take a retirement assessment to find out how much you’ll need to retire: (Retire Inspired with the R:IQ Retirement Assessment)
📈See how much your investments could be worth over time with this handy calculator: (Investment Calculator)
🧑💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (Ramsey Investing Tools and Resources)
Listen to more from Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
💸 The Ramsey Show Highlights
Learn more about your ad choices.
Ramsey Solutions Privacy Policy
Dec 10, 2025 • 7min
Why Do You Recommend a Roth Over a 401(k)?
💵 Sign up for EveryDollar today - Create a free Budget!
Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!
Next Steps:
💰Need help with your investments? Connect with a SmartVestor Pro: (SmartVestor Investing Professionals ) #PaidEndorsement
📝Get your free copy of Ramsey’s Complete Guide to Investing: (Ramsey's Complete Guide to Investing)
🏦Take a retirement assessment to find out how much you’ll need to retire: (Retire Inspired with the R:IQ Retirement Assessment)
📈See how much your investments could be worth over time with this handy calculator: (Investment Calculator)
🧑💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (Ramsey Investing Tools and Resources)
Listen to more from Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
💸 The Ramsey Show Highlights
Learn more about your ad choices.
Ramsey Solutions Privacy Policy
