money money money 824 First Home Guarantee changes explained + case study: investment now, home later
Jun 16, 2025
Josh de Buelle, a mortgage broker from Finex in Perth, shares valuable insights about the revamped First Home Guarantee scheme. He explains the new price caps, the removal of income limits, and why strategy is key before diving into any scheme. A fascinating case study reveals a couple's plan to secure an investment property for future living, emphasizing the importance of aligning financial goals with market conditions. The discussion also explores the emotional and financial hurdles faced by first-time buyers in today's housing landscape.
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First Home Guarantee Changes
- The First Home Guarantee scheme now has increased price caps and no income limits, making it more accessible.
- However, stamp duty exemptions remain limited, affecting affordability especially in high-price markets like Perth.
Use The Scheme If Eligible
- First home buyers should seriously consider using the scheme if the conditions fit.
- Work with a knowledgeable broker to explore if you qualify and how it can help you get a property sooner.
Rent Can Be Lifestyle Money
- Rent money is not necessarily dead money for wealth builders who own investment properties.
- Rent should be seen as lifestyle spending, like any accommodation cost, until mortgage-free living is achieved.